A fake bank call tries to get one thing: the code from your SMS. Here is how to recognise vishing, what the caller will say, and what to do after you hung up.
"Your parcel is on hold, pay 1.99" is the most-copied SMS scam in Europe. Learn the three checks that expose a fake delivery or bank message before you tap.
The buyer seems perfect, then sends a "secure payment" link asking for your card so they can pay you. That link moves money out, not in. Here is the pattern.